For the last four years, Americans have been forced to make tough financial decisions. Do we eat out or do we stay home and cook? Do we lease a new car? Do we keep the clunker? Is Christmas going to be a little thin? These are tough calls. But in the Biden economy, we're all forced to make them. I mean, if we go thousands of dollars into debt, it's not like someone's going to bail us out, right? Wrong. Meet Joel. He's a 49-year-old musician from New York City. He spent nine years studying music in college, undergrad and a master's degree. But when he got out, he realized playing the fiddle doesn't pay the bills. According to Business Insider, Joel racked up some serious student debt and realized he had a difficult choice to make. He, Grew to realize that the only way he could make a significant dent in his student loans was by switching careers. He didn't want to do that because he loved working in music. So he decided to keep his larger student loan in forbearance. So he kept on jamming while his debt racked up tons of interest. Well, that was until this past Feb when got an email from the White House letting him know that the quarter million dollar bill he'd racked up went poof.

Who paid for it? You did. You're welcome, Joel. Quarter Mill is life-changing money. But Joel told Business Insider that the news didn't really make him jump for joy. He's just glad he can start investing in his long-term goals like taking an Indian meditation sabbatical to study with his teacher. So even though you're tightening your belt, you can rest easy knowing you paid off Joel's $250,000 student loan while he's doing Downward Dog in Kolkata. And there are plenty more Joles out there. There's 82-year-old Karen, whose dreams of professional photography saddled her with $175,000 worth of debt until October. Or 70-year-old Patricia, an aspiring artist who had just had $88,000 for given. All thanks to Joe Biden. Paying off someone's loans is a pretty nice gift. I wonder how they'll repay him in November. Nationally syndicated radio host and author, Dana Lash. Dana, a quarter million dollars went to Joel. Joel.

Who needs to get a job? Joel needs Joel needs to get off his ass and get a job, Jesse. I'm being honest here. I'm 49 years old and you're still trying to make it as a musician. Maybe grow up, man up, and get a real job so that you can support somebody else besides your Mountain Dew Livewire, Cheetos eating, fiddle playing habit. You have to grow up at some point. It's not everybody else's responsibility, Jesse, to assume these people are older than me. Why am I paying their debt? I came from nothing. I came from nothing and I didn't accrue all of that debt because I worked my butt off, I got scholarships, and if I couldn't afford it, I didn't go into debt for it. If people are mad at me saying that, Jesse, then they need to blame Democrats who put all this under their control. This makes me so mad.

Joel doesn't want to. He doesn't want to switch careers. He likes playing music.

You know what? I didn't want to actually get up and go to work this morning. I wanted to stay home and play Dark Tide all day on my Xbox. But guess what? I'm a grown-ass woman, Jessie. I have bills to I had to get up and I had to go to work and I had to do work. That's what we do. That's what adults do. That's what responsible citizens who understand duty do. If they're not following through, I think that they have to question their failed citizenship. Honestly, you're screwing over your neighbor, the fellow taxpayer. Jesse, we just had national government theft day last week. I'm sure. Is everybody happy with us?

We just hope he has a nice time in his meditation sabbatical in India. We hear the weather's beautiful, and hopefully, you can send some pictures to us so we could put them up. Just show everybody how transcendent he is. Thank you.

I feel like we're living through the movie PCU with Jeremy Piven. We're going to invite Joel on the show. You're studying meditation? You're studying a 2000-year Dettel language, Sanskirt, really? I mean, for crying out loud, get something that actually makes money.

Nine years in college for music. You can just practice at home.

He just was there for the chicks. He wasn't there to study music. At some point, it's weird. When you're in college for nine years, you become the weird dude there. You become the weird creeper who's like, hornedaugging on all the younger college students that are there.

I mean, with a hat like that, he's probably beating women. He's probably knocking women away with his violin.

I just get the general sense of who he is.

I want to talk about Joel for an entire hour. All I got to go. We're going to have everybody text the show about Joel. Joel, if you're out there, we do want you to come on. We want to hear your side of the story. Dana, thank you as always.

I definitely want to hear Joel's side of the story. I need a drink now. I want to know what we're getting for our investment. How much of Joel do I own?

Too much. Too way too much. No one wants a piece of Joel. Hey, Sean Hannity here. Hey, click here to subscribe to Fox News YouTube page and catch our hottest interviews and most compelling analysis. You will not get it anywhere else.